Monthly Archives: September 2015

Pound coins on desk

Is the buy-to-let boom over yet or not?

The buy-to-let market continues to grow with lending in this sector up 40% since 2008, according to the Bank of England’s Financial Stability Committee (FPC).  Over the same period, owner occupier mortgage lending has risen just 2%.

In a recent statement the FPC expressed concerns that the growing buy-to-let property market in the UK could post a threat to wider financial stability, having the potential to “amplify” a housing boom and bust.

“The FPC is alert to the rapid growth of the market and potential developments in underwriting standards,” the committee said.  “As the market continues to grow, particularly if driven by loosening of underwriting standards, the sector could pose risks to broader financial stability, both through credit risk to banks and the amplification of movements in the housing market.”

The Bank said that buy-to-let landlords were more likely to sell if there was a significant drop in house prices, accelerating the dive in property values further.  A similar amplified effect could occur should prices go up sharply.  “Any increase in buy-to-let activity in an upswing could add further pressure to house prices. This could prompt owner-occupier buyers to take on even larger loans, thereby increasing overall risks to financial stability,” the FPC said.

So it appears that the buy-to-let boom is far from over yet but there are risks of sharp increases or decreases ahead.  If you have any concerns about your buy-to-let portfolio and want any advice about capitalising on existing high prices to release equity from some of your properties then please contact us on 01252 819725 or email us at  We can sell your property from as little as 0.5% or £499+VAT, putting more of your equity in your pocket.

Group of runners

Good luck to our local runners in the Fleet 5+10k this October

The Fleet 5 and 10k takes place on 25th October 2015 and we would like to wish all our local runners the best of luck.

The event is run by Fleet & Crookham Athletics Club which formed over 50 years ago and has been organising road races for over 40 years.  It is an undulating course over public roads run in an anti-clockwise triangle.  The route is 5k and so those entering the 10k will complete the course twice with a finish area located at the end of Harlington Way in Victoria Road car park.

The closing date for entry is midday on Monday 12th October 2015, or earlier if the entry limit is reached, so there may still be time to enter either of the races.  This could be the start of your road running career – a kick start to getting fit for 2016?  The club (a registered charity) are also on the look out for marshalls to help on the day so this could be your opportunity to get involved in your local community and support this great event.  No experience is needed and you can volunteer using this link:

If running isn’t your thing then Hampshire and Surrey offer many other fantastic sports facilities including the Arena Leisure Centre in Camberley, the Connaught Leisure Centre in Aldershot and football, rugby, cricket, hockey, tennis, ice hockey, volleyball and even gliding clubs around the region.

If you are looking to move to Fleet or surrounding areas then why not check out our properties currently for sale, as well as some comments from happy customers in Fleet who have sold their property through Check 4 Houses.