Tag Archives: Housing market

Pound coins on desk

Boost to household incomes as UK inflation falls to zero

The UK inflation rate has fallen to zero for the first time on record.  This means that prices for goods and services are no higher than they were this time last year.

Continuing a trend from the last few months, falling oil prices and a supermarket price war have contributed to cheaper food and fuel prices – both key factors in household budgets.

Generally this means that with wages starting to rise, you could see your money going further.  It also means a rise in interest rates may be further off than previously thought, resulting in more, cheaper mortgage offers available.  You can read more about it here: This is Money

With more money in your pocket and the continuation of low interest rates now could be the perfect time to make your next property move.  We can sell your home from as little as £499 or 0.5% + VAT saving you thousands in standard estate agency fees and giving you more to spend on your new home.  Why not contact us today for a free valuation on 01252 819725.

Keys with house in background

Helping hand for first-time buyers with the Help-to-Buy ISA

Today the Government announced new help for first-time buyers through its Help-to-Buy ISA.  This was part of the Budget announcement – the last Budget before the general election in May.

The Help-to-Buy ISA offers a major tax benefit to those saving up a deposit to buy their first home as for every £200 that these first-time buyers save, they will receive a top up of another £50.  For some savers this could mean a total benefit of up to £3,000, and a couple saving towards a home together could benefit from a bonus of up to £6,000 as both savers are eligible for the £3,000 bonus.

To read more visit: http://www.thisismoney.co.uk/money/saving/article-3000755/Budget-2015-Chancellor-launches-Help-Buy-Isa.html#ixzz3VP7izIQD

If you are an aspiring first-time buyer or simply looking for your next property move then why not check out our properties currently for sale, as well as some comments from happy customers who have sold their property through Check 4 Houses.  We can sell your home from as little as £499 or 0.5% + VAT saving you thousands in standard estate agency fees and giving you more to spend on your new home.  Contact us today for a free valuation on 01252 819725.

Housing development

Young first time buyers can now sign up online for cut-price new starter homes

In a move announced by the government last year, young first time buyers can now go online and sign up for cut-price new starter homes – with 20% off the asking price.

The www.starter-home.co.uk website officially launched this weekend and is now live for those under 40 to register their interest in buying one of the new homes.  New rules have cut planning requirements for the new Starter Homes, allowing house builders to slash 20% off the usual price.  The government says that building on the first homes is expected to start within months.

Housing already seems to be becoming an important topic in the run up to the election with all major political parties pledging to increase the number of new homes being built every year to cater for increasing demand and to help stimulate the economy.  Though increasing supply runs the risk of diluting housing prices, in our extremely competitive areas of Surrey, Hampshire and Berkshire schemes to help get people on the property ladder should only help to meet existing demand and be good news for our local property market.

If you are ready for your next move then why not contact us today for a free valuation on 01252 819725.  We can sell your home from as little as £499 or 0.5% + VAT, saving you thousands in standard estate agency fees and giving you more to spend on your new home.

House from plan to completion

Home and Property Exhibitions in March & April

There are a number of Home and Property exhibitions and shows coming up over the next few months which may be of interest if you are thinking about a project for your existing or your next home.

Ecobuild takes place from 3rd– 5th March in Excel in London and is the sustainable design, construction and energy event for new build, refurb, commercial and domestic buildings. The exhibition features a wide range of suppliers offering thousands of new and innovative products and services and the comprehensive conference and seminar programme is designed to inspire and educate.  The seven seminar streams alone cover the key topics of Green Energy, Design, Building Performance, BIM, Water, Refurbishment and Solar.

The National Homebuilding and Renovating show is based in the NEC in Birmingham and runs from 26th-29th March.  It claims to be UK’s biggest self-build and renovation event with over 500 exhibitors and unbeatable expert advice to help you achieve your dream home.  The seminar programme covers a huge variety of homebuilding topics including automation for the home, loft conversions, rainwater harvesting and how to finance your project.

The Ideal Home show has been running for over 100 years and this year returns to its original home of London Olympia from 20th March right up until Easter on 6th April.  From kitchens and bathrooms to bedrooms and basements, from fixtures and fittings to fine food, gardens and the latest gadgets, plus fashion, beauty and gifts, you’ll find it all under one roof at this award-winning show.  Whether you are planning a substantial home project or just wanting to add some finishing touches, the Ideal Home Show has everything you need.

Finally the Property Investor and Homebuyer Show takes place on 17th & 18th April and claims to be a must attend event for anyone serious about making money from property investment.  Catering for all levels of property experience – from the novice to the seasoned investor, the show is an ideal place for obtaining reliable and up to date property market information and investment property to buy, both in the UK and overseas.

If you are looking for your next big project closer then why not have a look at our Properties page.  We can help you find the perfect opportunity – and sell your existing home from as little as £499 or 0.5% + VAT.

House sitting on calculator with word mortgage on

Is now the right time to remortgage?

The past six months have seen some major changes to international money markets and even our own wallets.  Petrol prices at the pumps have dropped significantly and a renewed round of supermarket price cuts is leading to more disposable income for many.  Yet the Greek election and European negotiations over their debt repayment plans, complete with renewed nervousness over a possible Greek exit from the Euro have led to increased uncertainty.

All this has impacted interest rates, with rates now predicted to remain lower longer than expected.  In his latest Inflation Report, Bank Governor Mark Carney suggested rates will not rise until Spring 2016.

This means that mortgage rates have also been falling – particularly across five and ten year fixed rate terms.  Rates are at record lows and homeowners can fix for two years at just over one per cent and up to ten years at less than three per cent.  If you are not locked in to a long term deal, now may be the best time to remortgage and secure a low rate for years to come.

Estate agent for sale boards

Do Rightmove and Zoopla really matter when it comes to selling your home?

You may have seen or heard a lot of talk in the press at the moment about a new property portal which launched in January 2015 called on ‘On the Market’.

OnTheMarket.com claims to be the new and simple way to search for property, using state of the art technology to adapt to your mobile, tablet or any size of screen, with an uncluttered approach that features no advertisements, unnecessary information or spam mail.

Whilst this might all sound appealing, it is important to note that the site does not cover all estate agents and the rules are that if you advertise on OnTheMarket.com you cannot advertise on both Zoopla & Rightmove as well – you have to choose one.

At Check 4 Houses we completely agree with leading property expert Phil Spencer who in this You Tube video talks about the importance of advertising on Zoopla, Prime Location and Rightmove to ensure you get maximum coverage for your property, giving it exposure to the most amount of buyers and thereby giving it the best opportunity to sell for the highest price.

At Check 4 Houses we market every one of our properties across all three of these leading property portals to give full market exposure for your property.

If you have any questions about OnTheMarket.com, Rightmove, Zoopla or any aspect of selling your home then please give us a call on 01252 819725.  We would be delighted to come and give you a free valuation of your home and talk you through our sales approach.  We offer personal contact from start to finish with accompanied viewings, unlimited photographs and a price match guarantee and can sell your home from as little as £499 or 0.5% + VAT.

 

Housing development

Housing Development in Hart – Winchfield in the spotlight

We all know that local councils are under pressure in all parts of the UK to build more homes, with government targets set for the amount of new homes that must be built over the coming decades.  As our population grows, we live longer and in more single person households, the requirement to make new properties available continues.

Development can of course be a good thing – bringing with it new investment in areas that have lacked it, new schools, sports facilities and green spaces.  But development is also often a contentious issue, with many people wishing to protect our countryside and our existing facilities, which can become stretched by over development.

In our local area of Hart, debates over development continue following the Council’s decision at the end of 2014 to test Winchfield as a suitable site for development of over 2,000 new homes.  The results from the testing are expected next month and in March the ‘New Settlement’ option will come up for another vote by Councillors.  Reports have suggested that the new development will include funding for much needed major infrastructure such as a new secondary school, however there is also concern that funding will not be enough to cover the investment needed in local road and rail services, as well as the impact on local healthcare facilities and the countryside.

If you feel strongly for or against the proposed plans you are encouraged to write to your local councillor, contact your local Parish Council to input into their neighbourhood plan or vote in campaigns such as ‘We Heart Hart’ at http://you.38degrees.org.uk/petitions/we-hart

At Check 4 Houses we specialise in the sale of residential property in Hampshire, Surrey, Berkshire and we know the towns and cities of Fleet, Farnborough, Aldershot, Basingstoke, Camberley, Yateley and Farnham inside out.  We can sell your home from as little as £499 or 0.5% + VAT so contact us today for a free valuation on 01252 819725.

Estate agent for sale boards

Round up of the latest housing market news

January is always a busy time in the housing market and a number of property news stories have caught our eye this month:

What will 2015 bring for the property market?  This article shares for the latest predictions from top forecasters.

http://www.telegraph.co.uk/…/House-prices-predictions-2015-…

With the housing market more competitive than ever; research has found that buyers are now making snap decisions with most on average picking a new home within 33 minutes!

Buyers are making snap decisions after viewing property only once

With prices at the pumps falling, the UK inflation rate fell to 0.5% in December.  Good news for household wallets as inflation falls to its joint lowest on record.

http://www.bbc.co.uk/news/business-30794673

Glasses of champagne to celebrate

Celebrating a successful 2014

As 2014 draws to a close, here at Check 4 Houses we wanted to take the opportunity to say thank you to all the customers that have made 2014 another record breaking year.

During the past 12 months we have sold over 70 properties – both from our local areas of Fleet, Farnborough and Basingstoke to as far afield as York, Portsmouth and West London. We pride ourselves on our combination of the experience and knowledge of a traditional estate agent with the flexibility and advantages of the modern internet and specialise in the sale of residential property in Hampshire, Surrey, Berkshire and across the rest of England.

In total we have saved our clients nearly £250,000 in agency commission fees by selling homes from as little as £499 or 0.5%+ VAT, delivering an average saving of well over £3,000 for each client.  Our record saving for the year was over £12,000 for a house we sold with an asking price of £720,000 for just £499 + VAT.  That certainly gave our client a few extra pounds to spend on their new home!

The property market continued to show growth, particularly around the areas of Fleet, Farnborough and Basingstoke with prices rising as supply continues to outstrip to demand.  We sold one house without even advertising it due to the interested buyers already registered with us.  However the longest sale took 10 months due to delays and problems in the chain – showing just how important it is to select the right estate agent that can help support you through what can be a difficult and stressful process.

We welcomed the lovely Lorna to our team as we expanded to cater with increased demand.  We received some lovely testimonials from some happy customers including “Check 4 Houses sold my house within 3 days and they were at the end of phone from day 1 till exchange.  If you are going to use a high street agent think again.  Check 4 Houses are the only people I will use and recommend to my family and friends.” and “Check 4 Houses were friendly, accommodating & professional.  They got the job done extremely quickly and we have exchanged in less than 3 months with limited fuss!  A complete contrast to the 6 months of being messed about by our last estate agent who didn’t manage the process with any personal touch and let the whole chain unravel upsetting a lot of people with false information.  Check 4 Houses have reinstalled my trust in the process and have made moving ‘this time’ a much more pleasurable experience!  I cannot recommend them enough!”

We are looking forward to helping more people make the right move with Check 4 Houses in 2015 and would like to wish you all a very Merry Christmas and a Happy New Year.

If you are looking to sell your home then please give us a call on 01252 819725. We would be delighted to give you a free valuation of your home as well as talk you through our competitive pricing options, personal service and price match guarantee.

stress level test - high

Managing stress when buying and selling your home

This Wednesday 5th November is National Stress Awareness Day and we all know that moving home is one of the most stressful things you can do.  With high costs, uncertainty, a lack of control and significant emotional involvement, buying and selling a property can be one of the best things you ever did, but getting there can feel like an endless journey.

Here are our top tips to make sure your next move is as stress free as possible:

  1. Set realistic expectations – for both yourself and the process.  Pinning your hopes on a beautiful house that you just can’t afford, or being in a new home for Christmas with just 4 weeks to go are likely to leave you disappointed.  Take the time to work out what a realistic budget is for your next home and the kind of timescale you hope to move in.
  2. Choose the right estate agent – make sure you get valuations from at least 3 estate agents and don’t always go with the one that offers you the highest price for your home – they might not be able to deliver it.  Always check the small print to ensure you are not being tied into a long contract with an underperforming agent.  Above all, find someone that you feel comfortable with working with during what can be a stressful time.
  3. Be flexible and open minded.  Just because you have a dream house in mind and a south facing garden is an absolute must, don’t always discard other properties that agents might suggest.  Sometimes something that doesn’t look ideal on paper can actually turn out to be exactly what you were looking for.  The same applies when it comes to price – you may have a particular figure in your head for what you think your property is worth, but if you aren’t getting the viewings or the offers in then you may need to reconsider.
  4. Choose the right solicitor – the right solicitor can make or break a sale so talk to family and friends for recommendations.  Don’t always choose the cheapest solicitor – choose one that you feel confident can actually get the job done, as smoothly as possible.
  5. Stay positive!  Buying and selling houses may be a stressful process but with the right preparation and partners you can make it as stress free as possible.  Once you are settled in your new home it will all have been worth it.

We would be delighted to help you sell your property and pride ourselves on providing a smooth, stress free service – that also saves you thousands in agency fees.  Our customers clearly agree as Mr Quick from Fleet said: “Fantastic service.  We had a buyer within a matter of a week – a smooth transaction throughout.  Thank you for making it hassle free.”

We would be delighted to give you a free, no obligation valuation and can sell your property from as little as £499 or 0.5%+VAT so give us a call on 01252 819725.